origination - products and distribution

phone 07768 840628

HFL has a vast experience of developing effective product and distribution propositions. Our partnerships with key brokers provide the most cost effective way to communicate with customers. Furthermore we’re committed to ensuring we tailor products to be both competitive and extremely profitable. We do this by utilising our pioneering product pricing model. This can be set up so ultimately we share with our partners in the long term profitability of the mortgage. This provides ongoing embedded value and annuity income.

We have developed this methodology in conjunction with the FSA and results suggest a higher quality mortgage portfolio is generated with lower default experience when compared with similar conventionally originated mortgages.