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"HFL’s management team has an excellent reputation within the mortgage, investment banking, rating agency and regulatory markets and has significant experience of creating and running innovative UK mortgage companies. We have significant experience in identifying key risk issues and devising solutions to address them."
Tony Ward, HFL CEO


Tony Ward, Chief Executive

Tony has extensive experience in the mortgage, structured finance and banking markets and is a risk professional.

Until recently, Tony was CEO of Clayton Euro Risk responsible for delivering their risk services across Europe.

As Chief Executive of award winning mortgage lender Britannic Money plc, Tony led the first lender to offer current account mortgages and pioneered the use of flexible mortgages in other types of lending in the UK. 

Tony has held various senior positions in international banking, treasury, foreign exchange and structured finance and was a founder and Group Treasurer of the Mortgage Funding Corporation plc - one of the UK's first mortgage securitisation companies, established by Kleinwort Benson.

He is a Fellow of both the Association of Corporate Treasurers and the Institute of Credit Management, is a Fellow of the Royal Society of Arts and is also a past Deputy Chairman of the Council of Mortgage Lenders and Chairman of the Intermediary Mortgage Lenders Association. 

Simon Collingridge

Simon has joined HFL from Clayton Euro Risk where he was responsible for the delivery of Clayton's strategy and leadership of Client Services in Europe.

He has over 30 years' senior level experience in securitisation, credit ratings and mortgage operations. He was managing director of global ratings agency Standard and Poor's European structured finance surveillance operation and headed its market outreach division.

Simon was head of mortgage operations for both Alliance and Leicester and Credit Agricole Personal Finance and began his career with The Mortgage Corporation. He has been a member of AFME's securitisation executive board and the ECB's securitisation technical working group.